Travel Insurance is an insurance product designed to cover the costs and losses and reduce the risk associated with unexpected events that might occur while traveling. It provides the protection for those traveling domestically or abroad. Travel insurance is frequently purchased as a package that includes several different types of coverage.
Are you traveling occasionally? This is perfect for you. The policy usually lasts 6 months or 180 days but can be extended upon a request.
For frequent travelers this policy is perfect fit. The policy allows you to enjoy insurance cover on several trips during the year, each one ranging from 30-45 days.
When the insured miss the connecting flight.
When the insured flight is cancelled.
When a hurricane damages the destination.
A terrorist event occurs.
When the insured get sick or injured during the trip.
When the insured baggage is delayed or lost.
When the insured passport is lost.
When the insured need an emergency medical evacuation.
When the insured travel company files bankruptcy.
When the insured needs emergency assistance services.
One needs to decide whether a Comprehensive Two Wheeler Insurance is required or a standalone Third Party Liability Insurance is to be taken. Third Party Liability is mandatory by law in India. If one opts for only Third Party Liability policy, then only injuries caused to other people in an accident will be covered but not the damage to the 2 Wheeler or property.
One needs to decide whether a Comprehensive Two Wheeler Insurance is required or a standalone Third Party Liability Insurance is to be taken. Third Party Liability is mandatory by law in India. If one opts for only Third Party Liability policy, then only injuries caused to other people in an accident will be covered but not the damage to the 2 Wheeler or property.
One needs to decide whether a Comprehensive Two Wheeler Insurance is required or a standalone Third Party Liability Insurance is to be taken. Third Party Liability is mandatory by law in India. If one opts for only Third Party Liability policy, then only injuries caused to other people in an accident will be covered but not the damage to the 2 Wheeler or property.
One needs to decide whether a Comprehensive Two Wheeler Insurance is required or a standalone Third Party Liability Insurance is to be taken. Third Party Liability is mandatory by law in India. If one opts for only Third Party Liability policy, then only injuries caused to other people in an accident will be covered but not the damage to the 2 Wheeler or property.
One needs to decide whether a Comprehensive Two Wheeler Insurance is required or a standalone Third Party Liability Insurance is to be taken. Third Party Liability is mandatory by law in India. If one opts for only Third Party Liability policy, then only injuries caused to other people in an accident will be covered but not the damage to the 2 Wheeler or property.
To obtain a visa for some countries, overseas Travel Insurance is compulsory. Even where it is not, it is prudent to obtain a Travel Insurance policy when an individual is traveling on business or holiday or for education, research etc. As medical treatment costs in many countries are much higher than what they are in India.
One must check with your insurer regarding this as it would depend on the policy. Read the policy document and understand what it provides. Most policies, especially overseas Travel Insurance policies have a provision for one or even two extensions.
Generally there will be a minimum stipulated period. Normally pricing of the policy goes by the “trip band” i.e., the number of days of travel involved and there would be a minimum trip band.
One must check up with the insurer and/or the agent or broker about medical tests required and reports that are required to be submitted along with the duly filled in proposal form. Check up about the validity period of such reports as well—normally reports within three to four weeks prior to departure are required.
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